A successful retirement plan accounts for all variables.
It isn’t only about making sure that you have enough to retire on. It is also about making sure that you have enough to live on and that there is enough set aside for life’s unexpected events. Including Long-Term Care Insurance in your clients’ retirement plans is the ideal way to protect your clients from financial setbacks caused from unexpected health complications during retirement.
Champion Agency Offers a wide array of Long-Term Care Solutions, so that you’ll always have the ideal solution, no matter who your client is.
Combination Life or Annuity with LTC
A unique approach to Long-Term Care coverage. It combines the safety and security of traditional life and annuity products with Long-Term Care benefits.
One America Solutions for LTC
Using proporietary Whole Life and Annuity contracts, One America offers solutions that depend on what asset clients would use to spend down first.
Mutual of Omaha’s Custom Care
National Guardian Life’s EssentialLTC
These products are ideal for clients who seek a traditional LTCi solution, but also want the ability to fully-customize their coverage.
If you haven’t discussed Long-Term Care with your clients, these products provide a great way to initiate that conversation. Sales Tip: Ask your client how much they have in their budget before designing a plan.
Pacific Life’s PremierCare Choice
An asset based Long-Term Care Whole Life product that is perfect for clients who want to maintain liquidity. This product is unique in that it provides a choice at time of first claim between Reimbursement or Indemnity and full return of premium from day one of the plan. It comes in both a single-pay and 5, 7, 10, 15, and 20 pay designs.